If you become sick or injured and can’t work, would you have sufficient savings to provide for all your ongoing expenses, without regular income coming in? MaxLife Income Protect offers you a regular monthly payment of up to 70% of your income, up to $10,000 per month.*
With MaxLife Income Protect, you’ll have peace of mind knowing that should sickness or injury prevent you from earning an income, you’ll have the financial support you need to help pay your rent or mortgage, school fees and stay on top of your household expenses until you’re able to return to work.
With MaxLife Income Protect you may get access to AIA Vitality – a personalised, science-backed program that rewards a healthy lifestyle.^ AIA Vitality gives you access to online tools and assessments to help you live a healthier and more active life. By being a part of the program, AIA Vitality gives you access to a range of benefits including a 5% MaxLife Income Protect premium discount if you achieve AIA Vitality Silver status or higher. The premium discount is applied on the anniversary of your policy.^^ The higher your AIA Vitality status, the greater the rewards like up to 50% off movies, spa treatments, gym memberships and cashback on eligible flights and up to $500 worth of shopping vouchers each year.
With MaxLife Income Protect you’ll get:
Income protection
Cover up to 70% of your income, to a maximum of $10,000 per month.*Total Disability cover
Receive your nominated monthly benefit or 70% of Pre-Disablement, whichever is lower (max. $10,000/month).5% Partner policy discount
A 5% Partner policy discount for you and your partner, when you both take out MaxLife Life Protect or MaxLife Income Protect policies. †‡ 5% Life and health discount
Get a 5% discount off your MaxLife premium when you hold an AIA Health Insurance policy purchased through a non-bank aligned AIA Health partner and an eligible MaxLife policy.†# 5% MaxLife Life and Income Protect discount
Purchase a MaxLife Life Protect Policy in addition to your MaxLife Income Protection Policy for a 5% ongoing discount across both policies† AIA Vitality
Access to a personalised, science-backed program that rewards you for living a healthy lifestyle. Eligibility crieteria applies^5% MaxLife Income Protect Premium Discount with AIA Vitality
Get 5% off your MaxLife Income Protect premium at your next policy Anniversary Date, when you achieve or maintain your AIA Vitality status of Silver, Gold or Platinum.^^Premium waiver benefit
You don’t need to pay any premiums while receiving benefits during your claim.Simple, immediate cover
It’s easy to apply online or over the phone, with no medicals or blood tests and you’re covered as soon as your application is accepted.Benefit period options
6 months, 1 or 2 years.Waiting periods
Your choice of 30 or 90 days.Global coverage
Worldwide cover whilst temporarily travelling abroad - so you are protected wherever you go – 24 hours a day, 7 days a week.
*Limited to 70% of your Pre-Disability Income
† The discount will continue to apply whilst both eligible policies remain in place.
‡ To be eligible for the Partner discount, you and your Partner must be living at the same residential address
† The discount will continue to apply whilst both eligible policies remain in place.
# Both the AIA Health and MaxLife policies must insure the same person (same name and date of birth must appear on both policies) and have a common mailing address listed.
† The discount will continue to apply whilst both eligible policies remain in place.
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