MAXLIFE INCOME PROTECT

Protect your most valuable asset - your income.

If you become sick or injured and can’t work, would you have sufficient savings to provide for all your ongoing expenses, without regular income coming in? MaxLife Income Protect offers you a regular monthly payment of up to 75% of your income, up to $10,000 per month.*

With MaxLife Income Protect, you’ll have peace of mind knowing that should sickness or injury prevent you from earning an income, you’ll have the financial support you need to help pay your rent or mortgage, school fees and stay on top of your household expenses until you’re able to return to work.

MaxLife Income Protect comes with access to AIA Vitality – a personalised, scientifically-backed program that rewards a healthy lifestyle. AIA Vitality gives you access to online tools and assessments to help you live a healthier and more active life. By being a part of the program, AIA Vitality gives you access to a range of benefits including a 5% MaxLife Income Protect premium discount if you achieve a Silver or higher AIA Vitality status. The premium discount is applied on the anniversary of your policy.** The higher your AIA Vitality status, the greater the rewards like up to 50% off travel, movies, spa treatments, gym memberships and up to $650 worth of shopping vouchers each year.

 

WITH MAXLIFE INCOME PROTECT YOU’LL GET:

  • Income protection
    Cover up to 75% of your income, to a maximum of $10,000 per month.*
  • Total Disability cover
    Receive your nominated monthly benefit or 75% of Pre-Disablement, whichever is lower (max. $10,000/month).
  • Specific Injury cover (Accident only)
    Receive your nominated monthly benefit or 75% of Pre-Disablement Income, whichever is lower (max. $10,000/month).
    • No waiting period applies to a Specific Injury listed
    • Cover up to the benefit period selected
    • You don’t have to stop working to receive the benefit
  • 5% joint policy discount
    A 5% joint policy discount for you and your partner, when you both take out Income Protect on the same policy.
  • AIA Vitality
    Access to a personalised, scientifically-backed program that rewards you for living a healthy lifestyle.
  • 5% MaxLife Income Protect Premium Discount with AIA Vitality
    Get 5% off your MaxLife Income Protect premium at your next policy Anniversary Date, when you achieve or maintain your AIA Vitality status of Silver, Gold or Platinum.**
  • Premium waiver benefit
    You don’t need to pay any premiums while receiving benefits during your claim.
  • Premium pause benefit
    Pause your premiums for up to 12 months while on parental leave – or if you lose your job involuntarily – and your cover remains in place (some cover reductions apply).
  • Simple, immediate cover
    It’s easy to apply online or over the phone, with no medicals or blood tests and you’re covered as soon as your application is accepted.
  • Benefit period options
    6 months, 1 or 2 years.
  • Waiting periods
    Your choice of 30 or 90 days.
  • Global coverage
    Worldwide cover whilst temporarily travelling abroad - so you are protected wherever you go – 24 hours a day, 7 days a week.

*Limited to 75% of your Pre-Disability Income

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RELATED PRODUCTS

  • MaxLife Life Protect

    Pays up to $1 million in the event of death or terminal illness, to help eliminate debt and protect your family’s future.

    FIND OUT MORE
  • MaxLife Accident Protect

    Reduces the financial burden on your family by paying up to $1 million if you suffer a fatal accident, or up to $100,000 if you are seriously injured in an accident.

    FIND OUT MORE
  • AIA Vitality

    As part of your MaxLife Life Insurance products you get access to AIA Vitality - a personalised, scientifically-backed program.

    FIND OUT MORE

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